(This is not a sponsored post)
TopCashback has become one of my closest companions. Without fail, whenever I buy anything online now I always check whether there are any cashback deals via TopCashback.
If you're wondering how and why this website would give you cashback for your purchases, it's simple really. It works similar to an affiliate program. By going to the retailers website via TopCashback, the retailer will pay TopCashback a commision, and in return Topcashback give you a portion of what they have received. It's smart and it's free money!
Below Are The Steps to Sign-Up with TopCashback:
1. Create an account - When you sign up, you will be given the option to sign-up for a free account (which is perfectly sufficient) or a Plus account which costs £5/year. The difference between the accounts is the amount you'll get back from your purchase (e.g. 3% vs. 4%). If you plan on making a lot of online purchases, it can make sense to sign-up for the Plus account.
Below is my referral link to sign up. You and I will both receive a sign-up bonus if you use my link:
2. Add in your payout details - Visit the 'payout' tab and enter in your bank details or PayPal information so you are set-up for when you want to withdraw your cashback. When it is time to withdraw your cashback, you will be given the option to withdraw directly to your bank account, PayPal, or receive a gift card for a retailer of your choosing. If you choose a gift card, you get a slight bonus payout for choosing that option. For instance, if you have £10 to withdraw, you could receive £13 if you choose a gift card.
3. Start Shopping via the search bar - In the search bar at the top of the page, type in any retailer you are wanting to buy from. It will then tell you if there are any cashback deals with that retailer, and if so, how much cashback you will receive (e.g. 10% of your purchase price). Click the 'Get Cashback Now' button, and shop as normal on the retailers website. TopCashback automatically tracks the order you made and will log it back to your account.
How I got £600 in Cashback
I first started using TopCashback back in January 2019 and immediately got annoyed with myself that I didn't know about this website sooner. I had made a lot of online purchases over the past few years and started slowly calculating how much cashback I could have received if I had known. But I had to just suck it up and tried to remind myself it is better late than never.
I quickly started racking up the cashback when I realised I could get cashback on my regular purchases (Asos, BooHoo, Booking.com, Etsy, Trainline, etc.)
But where it got REALLY interesting is realising that I could get cashback every time I switched my bills over to a new provider, whether it was home insurance, life insurance, gas and electric providers, broadband, etc. And the cashback you get on these ones can be absolutely phenomenal!
I won't ramble on anymore, but I will give you a quick recap of some of my big earners in the last two years if you love to know concrete numbers like I do:
I hope you found this a useful recap, and if you're not already a TopCashback King or Queen, seriously, what are you waiting for?!
28-year old living in the UK who is actively working towards achieving Financial Independence (FI). Sharing all the tips and tricks I am learning along the way!